Working capital to power your business operations

We’re transforming finance to help keep day-to-day running smooth, with flexible solutions that suit your needs

Get Working Capital
working capital viceversa
upto 10mln
Flexible capital
3
Days
∞
Predictive Analytics

Fund your day-to-day

Get flexible capital tailored to your business, financial and timeline needs. Repay only a percentage of your future revenues.

Upload invoices

Unlock funds tied up in invoices to cover your capital needs quickly.

Extend runway

Optimize your cashflow and ensure smooth operations.

Cover costs

Pay salaries, inventory, or shipping costs more without limits.

To be eligible for funding, you need…

  • More than 6 months of online sales
  • Monthly revenues equal to/above 10,000€
  • Available data and bank accounts to connect to the platform
Get Funded

How does the funding process work?

Viceversa prides itself on being completely transparent in helping you access capital. Our internal algorithm adapts offers based on your business needs and historical data.

Register and connect your accounts

Register on the Viceversa growth platform and securely connect your business and accounts. Find out if you’re eligible for funding right away.

Accept your tailored offer

Receive your funding offers within 3 days. Choose one that suits your business the best. Access funds on your virtual card as soon as you sign the contract.

Boost your growth

Invest in shipping, sales-related salaries, inventory, and other short-term needs. Use our data-driven analytics platform to make better (no, the best) decisions.

Pay as you grow

Pay a small percentage of revenues, with no hidden fees or due dates. We’re a partner in your good times and bad.

Get Started
virtual card viceversa

Viceversa’s virtual card eases payments

Get the most out of your digital marketing budget with a card that offers complete oversight and easy access to your approved growth capital, with the trusted security of Stripe

  • Simple, no cost & automatic
  • Streamlined expense management
  • Increased flexibility
  • Increased security
  • Improved cash flow
  • Complete control

Frequently asked questions

  • How long does it take to get funding from Viceversa?

    The entire funding process (application, offer, negotiation, approval, marketing investments) can be completed in as little as 3 days. Large advances and applications requiring special evaluations or analyses may take longer. Capital is available as soon as you sign the contract.

  • How are the funding offers generated?

    Funding offers are generated based on your financial, business, and marketing track record. In order to verify your business and generate an offer, we need to assess your business performance. So we’ll ask you to connect your business’ existing sales and marketing platforms like Shopify, WooCommerce, Facebook, or GoogleAds. We’ll also ask you for some company-related documents like the last few financial statements.

  • Why does Viceversa need access to my platforms?

    When you connect your bank and ad accounts to our platform, we use that information to provide you with the best possible funding offer, forecast and investment advice. We are aware of the importance of keeping your information completely confidential and secure. We only use data to make our investment decisions and never sell your data to third parties.

  • Who can apply for Viceversa’s revenue-based financing?

    Any European incorporated company with at least six months of trading history in the e-commerce, SaaS, marketplace, apps & games, or online subscription-based businesses can apply for Viceversa.

      You would also need:
    • Monthly revenues equal to/above 10,000 EUR
    • Marketing budget above 10,000 EUR
    However, our Analytics Platform is free to use for all businesses.

More FAQs

Your data is safe with us

When you connect your marketing and ad accounts to our analytics platform, we use that data to populate the dashboard and calculate marketing KPIs.

Your data is completely encrypted.

Viceversa newsroom

Read the latest press coverage, media mentions, partnership announcements, product updates and more.

Is Revenue-Based Financing a Risky Business Move?

Learn more

What is working capital & why it’s essential for your business

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Quick & Easy: How Can I Get Funding for My Business?

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Read More

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