Smart growth capital to fund your digital business

We’re reinventing finance for companies who want to grow sustainably, at a pace of their own choosing

Get Growth Capital
growth capital viceversa
upto 5mln
Flexible capital
3
Days
∞
Predictive Analytics

Fund your digital journey

Get flexible growth capital from €10k to €5mln for your digital business in three days

Equity-free

100% of your company belongs to you. Diluting equity for capital belongs in the past.

Guarantee-free

No co-signees or guarantors needed. Get capital based on your company’s track record.

Hassle-free

Receive your offer within 3 days. The capital is yours as soon as you accept the offer.

To be eligible for funding, you need…

  • More than 6 months of online sales
  • Online marketing budget above 10,000€
  • Monthly revenues equal to/above 10,000€
Get Funded

How does the funding process work?

Viceversa prides itself on being completely transparent in helping you access capital. Our internal algorithm adapts offers based on your business needs and historical data.

Register and connect your accounts

Register on the Viceversa growth platform and securely connect your business and accounts. Find out if you’re eligible for funding right away.

Accept your tailored offer

Receive your funding offers within 3 days. Choose one that suits your business the best. Access funds on your virtual card as soon as you sign the contract.

Boost your growth

Invest in marketing campaigns, inventory, or offer free shipping. Use our data-driven analytics platform to make better (no, the best) decisions.

Pay as you grow

Pay a small percentage of revenues, with no hidden fees or due dates. We’re a partner in your good times and bad.

Get Started

How much growth capital can you get?

  • Enter your monthly revenue into our handy RBF tool
  • Discover potential growth capital and repayment options
  • Tailored for you
Try RBF Estimator
Revenue Based Financing Estimator Calculator
virtual card viceversa

Viceversa’s virtual card eases payments

Get the most out of your digital marketing budget with a card that offers complete oversight and easy access to your approved growth capital, with the trusted security of Stripe

  • Simple, no cost & automatic
  • Streamlined expense management
  • Increased flexibility
  • Increased security
  • Improved cash flow
  • Complete control

Frequently asked questions

  • How long does it take to get funding from Viceversa?

    The entire funding process (application, offer, negotiation, approval, marketing investments) can be completed in as little as 3 days. Large advances and applications requiring special evaluations or analyses may take longer. Capital is available as soon as you sign the contract.

  • How are the funding offers generated?

    Funding offers are generated based on your financial, business, and marketing track record. In order to verify your business and generate an offer, we need to assess your business performance. So we’ll ask you to connect your business’ existing sales and marketing platforms like Shopify, WooCommerce, Facebook, or GoogleAds. We’ll also ask you for some company-related documents like the last few financial statements.

  • Why does Viceversa need access to my platforms?

    When you connect your bank and ad accounts to our platform, we use that information to provide you with the best possible funding offer, forecast and investment advice. We are aware of the importance of keeping your information completely confidential and secure. We only use data to make our investment decisions and never sell your data to third parties.

  • Who can apply for Viceversa’s revenue-based financing?

    A company with at least six months of trading history in the e-commerce, SaaS, marketplace, apps & games, or online subscription-based businesses can apply for Viceversa.

      You would also need:
    • Monthly revenues equal to/above 10,000 EUR
    • Marketing budget above 10,000 EUR
    However, our Analytics Platform is free to use for all businesses.

More FAQs

Your data is safe with us

When you connect your marketing and ad accounts to our analytics platform, we use that data to populate the dashboard and calculate marketing KPIs.

Your data is completely encrypted.

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